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The girls over on Dear Sugar recently asked this question: How long do you wait to sleep with a guy after meeting him? (Funnily enough, with both guys, when I finally slept with them, it was in the morning before class. We slept together on the third date--I even surprised myself with that!

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In addition to the dating anniversary table, the guys should be sure to check out our What Not to Buy Your Girlfriend guide to improve their chances of eventually making it to the traditional wedding anniversary table someday.Along these lines, be sure to consult our I'm Sorry Table if you forgot your anniversary or were late in remembering it.It also may have application for changes of ownership or combinations of ownership.For an example of how the anniversary rating date applies in the case of a canceled policy, assume a workers compensation policy is written for a 1-year term effective January 1, 2014.In some types of insurance that are subject to experience rating, such as workers compensation insurance, the date that governs the application of rates and experience modifiers when a prior policy has been canceled midterm.It prevents either the insured or the insurer from canceling a policy midterm to take advantage of a more favorable rate structure.You can choose the audience you want to share the story with by using the audience selector next to the “Share” button.

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Whether you've been dating a few years or married for decades, true love in a committed relationship is certainly cause to celebrate. "I could not tell you if I loved you the first moment I saw you, or if it was the second or third or fourth.

You may even be staring a blank anniversary card and hoping for poignant romantic quotes to pop into your mind. I love you not only for what you have made of yourself, but for what you are making of me.